The free Sinking Fund Workbook
An hour with last year's bank statements, and a year with fewer surprises.
US Letter, print-friendly. Free, and no email or account required.
What's inside
- Irregular expense list
- Everything that isn't monthly.
- Jar planner
- Goal, due date and monthly amount.
- Paycheck plan
- What goes where on payday.
- Jar trackers
- Deposits, spending and balance.
- Yearly review
- What to raise, lower, add or close.
General educational information, not financial advice.
Want one jar idea every two weeks?
Jar Notes is optional and separate from the download.